Privacy Policy

Last updated April 2026

This privacy notice for Marie William Capital (“Company,” “we,” “us,” or “our“) describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you:

• Visit our website at https://mariewilliamcapital.com/, or any website of ours that links to this privacy notice
• Submit a contact form about borrowing, co-lending, passive investing, title or closing coordination, or another partnership opportunity
• Request access to gated guides or other educational resources through our lead generation forms
• Submit a co-lender or investor interest form
• Click a link on our website to begin a borrower application on a third-party website

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at https://mariewilliamcapital.com/contact-us/.

Summary of Key Points

This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.

What personal information do we process?

When you visit, use, or navigate our Services, we may process personal information depending on how you interact with our website and its Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.

Do we process any sensitive personal information?

We do not process sensitive personal information.

Do we receive any information from third parties?

We do not buy data from data brokers. We may receive limited information from our service providers, such as form, email, analytics, CRM, and website hosting providers, in order to operate the Services.

How do we process your information?

We process your information to provide, improve, and administer our Services, communicate with you, deliver requested resources, evaluate potential opportunities, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. Learn more about how we process your information.

In what situations and with which parties do we share or sell personal information?

We share your personal information with trusted service providers only as needed to operate our website, manage inquiries, deliver requested resources, and support our business operations. We do not sell your personal information to unrelated third parties for their own marketing purposes.

How do we keep your information safe?

We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.

What are your rights?

Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.

How do you exercise your rights?

The easiest way to exercise your rights is by contacting us at https://mariewilliamcapital.com/contact-us/. We will consider and act upon any request in accordance with applicable data protection laws.

Want to learn more about what Marie William Capital does with any information we collect? Review the privacy notice in full.

Table of Contents

1. What information do we collect?
2. How do we process your information?
3. What legal bases do we rely on to process your personal information?
4. When and with whom do we share your personal information?
5. Do we use cookies and other tracking technologies?
6. How long do we keep your information?
7. How do we keep your information safe?
8. Do we collect information from minors?
9. What are your privacy rights?
10. Controls for do-not-track features
11. Do California residents have specific privacy rights?
12. Do Virginia residents have specific privacy rights?
13. Do we make updates to this notice?
14. How can you contact us about this notice?
15. How can you review, update, or delete the data we collect from you?

1. What information do we collect?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you submit a form on our website, request a guide or other resource, express interest in borrowing or co-lending opportunities, or otherwise contact us.

Personal Information Provided by You.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

• names
• email addresses
• phone numbers
• company names and professional roles
• contact preferences
• information about your borrowing, co-lending, passive investment, or transaction-related interest
• message contents and any other information you choose to provide to us

Sensitive Information.

We do not process sensitive information.

Borrower applications are initiated on a third-party website linked from our Services. Information you submit directly through that third-party application is governed by that third party’s own terms and privacy practices, not this website alone.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information – such as your Internet Protocol (IP) address and/or browser and device characteristics – is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity, but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, approximate location derived from your IP address, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies. You can find out more about this in our Cookie Notice: https://mariewilliamcapital.com/cookie-policy

The information we collect includes:

• Log and Usage Data.

  Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings, and information about your activity in the Services, such as the date and time of your visits, pages viewed, downloads, form interactions, and device event information.

• Device Data.

  We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.

2. How do we process your information?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, deliver requested resources, evaluate potential opportunities, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

• To respond to inquiries and start conversations.

  We may process your information to respond to questions about borrowing, co-lending, passive investing, transaction coordination, or other partnership opportunities.

• To deliver requested guides and resources.

  We may process your information to send you gated guides, educational materials, or other resources you request through our website forms.

• To route you to the appropriate next step.

  We may process your information to direct prospective borrowers to our third-party borrower application process or connect you with the appropriate member of our team.

• To evaluate potential business relationships and transactions.

  We may process your information to review opportunities involving loans, co-lending, passive investment, and related transaction support.

• To send administrative information to you.

  We may process your information to send you details about requested resources, changes to our terms and policies, and other similar information.

• To send you marketing and promotional communications.

  We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time. For more information, see “What are your privacy rights?” below.

• To protect our Services.

  We may process your information as part of our efforts to keep our Services safe and secure, including fraud monitoring and prevention.

• To identify usage trends.

  We may process information about how you use our Services to better understand how they are being used so we can improve them.

• To determine the effectiveness of our marketing and educational content.

  We may process your information to better understand how to provide campaigns, guides, and website content that are most relevant to you.

• To save or protect an individual’s vital interest.

  We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.

3. What legal bases do we rely on to process your information?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason to do so under applicable law, like with your consent, to comply with laws, to take steps at your request before entering into a business relationship, to protect your rights, or to fulfill our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:

• Consent.

  We may process your information if you have given us permission to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.

• Performance of a Contract.

  We may process your personal information when we believe it is necessary to take steps at your request prior to entering into a contract or other business relationship with you, including discussions related to borrowing, co-lending, passive investment, or transaction support.

• Legitimate Interests.

  We may process your information when we believe it is reasonably necessary to achieve our legitimate business interests and those interests do not outweigh your interests and fundamental rights and freedoms. For example, we may process your personal information in order to:

  • respond to inquiries and route them to the appropriate team member
  • deliver requested guides and follow up on expressions of interest
  • analyze how our Services are used so we can improve site content and user experience
  • support our marketing activities and measure campaign effectiveness
  • diagnose problems and prevent fraudulent activities

• Legal Obligations.

  We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.

• Vital Interests.

  We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission to use your personal information for a specific purpose, or in situations where your permission can be inferred. You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

• If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
• For investigations and fraud detection and prevention
• For business transactions provided certain conditions are met
• If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court
• If the information is publicly available and is specified by the regulations

4. When and with whom do we share your personal information?

We share your personal information with trusted service providers and partners to operate our business, deliver our Services, and improve your experience. We do not sell your personal information to unrelated third parties for their own marketing purposes.

We may share your information with:

• Website hosting and infrastructure providers
• Form, CRM, and email service providers – used to receive and manage contact submissions, co-lender interest forms, and guide-download requests
• Third-party borrower application providers – when you choose to leave our website and begin a borrower application through an external application page
• Professional advisers and transaction participants – such as title companies, attorneys, and other third parties involved in a transaction, when needed to respond to an inquiry or advance a deal
• Marketing and analytics providers – to help us understand website usage and improve campaigns, content, speed, and user experience

All third parties are bound by contractual obligations to keep your information secure and use it only for the purposes for which we disclose it.

5. Do we use cookies and other tracking technologies?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice: https://mariewilliamcapital.com/cookie-policy

6. How long do we keep your information?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law, such as tax, accounting, legal, or compliance requirements.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible, then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. How do we keep your information safe?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk.

8. Do we collect information from minors?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. If we learn that personal information from a person under 18 years of age has been collected, we will take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at https://mariewilliamcapital.com/contact-us/.

9. What are your privacy rights?

In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information.

In some regions, you have certain rights under applicable data protection laws. These may include the right to request access to and obtain a copy of your personal information, to request rectification or erasure, to restrict the processing of your personal information, and, if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us at https://mariewilliamcapital.com/contact-us/.

We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection authority. If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

Withdrawing your consent.

If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time by contacting us at https://mariewilliamcapital.com/contact-us/.

Please note that this will not affect the lawfulness of the processing before its withdrawal or any processing conducted in reliance on lawful grounds other than consent.

Opting out of marketing and promotional communications.

You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us at https://mariewilliamcapital.com/contact-us/. We may still communicate with you for non-marketing purposes, such as responding to your inquiry or sending service-related messages.

Cookies and similar technologies.

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. For further information, please see our Cookie Notice: https://mariewilliamcapital.com/cookie-policy

If you have questions or comments about your privacy rights, you may contact us at https://mariewilliamcapital.com/contact-us/.

10. Controls for do-not-track features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

11. Do California residents have specific privacy rights?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits California residents to request and obtain from us, once a year and free of charge, information about categories of personal information, if any, we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request using the contact information provided below.

CCPA Privacy Notice

The California Code of Regulations defines a “resident” as every individual who is in the State of California for other than a temporary or transitory purpose and every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose. All other individuals are defined as “non-residents.”

If this definition of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

What categories of personal information do we collect?

The categories of personal information that we may collect and disclose for a business purpose include:

• Identifiers

  Contact details, such as your real name, telephone or mobile number, Internet Protocol address, email address, and other online identifiers.

• Personal information categories listed in the California Customer Records statute

  Name, contact information, and other information you submit to us in connection with an inquiry, transaction, co-lending opportunity, or resource request.

• Commercial information

  Information about your interest in borrowing, co-lending, passive investing, or participating in a transaction, as well as the guides or resources you request from us.

• Internet or other similar network activity

  Browsing history, search history, and interactions with our website.

• Professional or employment-related information

  Business contact details, company names, job titles, and professional roles when you contact us as a co-lender, investor, title company, attorney, or other transaction participant.

We may also collect other personal information when you interact with us in person, online, or by phone or mail in the context of:

• submitting a contact form, co-lender interest form, or gated-guide form
• corresponding with us about a deal, capital question, or partnership opportunity
• participating in a transaction as a title company, attorney, or other third party

We do NOT collect the following categories of personal information:

• Protected classification characteristics under California or federal law

  Gender and date of birth.

• Biometric information

  Fingerprints and voiceprints.

• Sensitive personal information

  Government identifiers, financial account access credentials, precise geolocation, or other sensitive personal information as defined by California law.

• Inferences drawn from other personal information

  Inferences drawn from collected personal information to create a profile or summary about an individual’s preferences and characteristics.

How do we use and share your personal information?

More information about our data collection and sharing practices can be found in this privacy notice and our Cookie Notice: https://mariewilliamcapital.com/cookie-policy.

You may contact us by visiting https://mariewilliamcapital.com/contact-us/.

If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Will your information be shared with anyone else?

We may disclose your personal information to our service providers, contractors, and professional advisers pursuant to written agreements that require them to process information on our behalf and protect it appropriately.

We do not sell personal information or share personal information for cross-context behavioral advertising. We may disclose personal information to service providers and contractors for the business purposes described in this notice.

Your rights with respect to your personal data

Right to request deletion of the data – Request to delete

You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law.

Right to be informed – Request to know

Depending on the circumstances, you have a right to know:

• whether we collect and use your personal information
• the categories of personal information that we collect
• the purposes for which the collected personal information is used
• whether we sell or share personal information to third parties
• the categories of personal information that we disclosed for a business purpose
• the categories of third parties to whom the personal information was disclosed for a business purpose
• the business or commercial purpose for collecting, selling, sharing, or disclosing personal information
• the specific pieces of personal information we collected about you

In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

Right to Limit Use and Disclosure of Sensitive Personal Information

We do not process consumers’ sensitive personal information.

Verification process

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have information in our system. These verification efforts may require us to ask you to provide information so that we can match it with information already on file.

We will only use personal information provided in your request to verify your identity or authority to make the request. If we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for verification and security purposes, and we will delete that information when it is no longer needed.

Other privacy rights

• You may object to the processing of your personal information.
• You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.
• You can designate an authorized agent to make a request under the CCPA on your behalf.
• You may request to opt out from future selling or sharing of your personal information to third parties, although we do not currently sell or share personal information for those purposes.

To exercise these rights, you can contact us by visiting https://mariewilliamcapital.com/contact-us/. If you have a complaint about how we handle your data, we would like to hear from you.

12. Do Virginia residents have specific privacy rights?

In Short: Yes, if you are a resident of Virginia, you may be granted specific rights regarding access to and use of your personal information.

Virginia CDPA Privacy Notice

Under the Virginia Consumer Data Protection Act (CDPA), “Consumer” means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context.

“Personal data” means any information that is linked or reasonably linkable to an identified or identifiable natural person. “Personal data” does not include de-identified data or publicly available information.

“Sale of personal data” means the exchange of personal data for monetary consideration.

If this definition of “consumer” applies to you, we must adhere to certain rights and obligations regarding your personal data.

The information we collect, use, and disclose about you will vary depending on how you interact with our website and our Services. To find out more, please visit the following links:

• Personal data we collect
• How we use your personal data
• When and with whom we share your personal data

Your rights with respect to your personal data

• Right to be informed whether or not we are processing your personal data
• Right to access your personal data
• Right to correct inaccuracies in your personal data
• Right to request deletion of your personal data
• Right to obtain a copy of the personal data you previously shared with us
• Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects

We have not sold any personal data to third parties for business or commercial purposes. We will not sell personal data in the future belonging to website visitors, users, and other consumers.

Exercise your rights provided under the Virginia CDPA

More information about our data collection and sharing practices can be found in this privacy notice and our Cookie Notice: https://mariewilliamcapital.com/cookie-policy

You may contact us at https://mariewilliamcapital.com/contact-us/. If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Verification process

We may request that you provide additional information reasonably necessary to verify you and your consumer request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request.

Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension.

Right to appeal

If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please contact us at https://mariewilliamcapital.com/contact-us/. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decision. If your appeal is denied, you may contact the Virginia Attorney General to submit a complaint.

13. Do we make updates to this notice?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. The updated version will be indicated by an updated “Last updated” date and the updated version will be effective as soon as it is accessible. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

14. How can you contact us about this notice?

If you have questions or comments about this notice, you may contact us at https://mariewilliamcapital.com/contact-us/.

15. How can you review, update, or delete the data we collect from you?

Based on the applicable laws of your country or state, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please submit a request at https://mariewilliamcapital.com/contact-us/.